PayPal is an online banking service. As one of the oldest and most recognized names in the internet banking business, PayPal enjoys widespread acceptance as a payment medium for all kinds of online transactions.
PayPal is associated most closely with eBay, the famous online marketplace. However, it is also used in many other places.
There are different account levels. The most basic account is the Personal account. It's free, and comes with a $500 monthly withdrawal limit.
Sign up for an account. Once you're ready to get a PayPal account for yourself, click the blue button in the upper right corner of the window that says “Sign Up.” Choose your account type. On the first page, fill in your country information and then choose whether you are registering a personal account or an account for a business or nonprofit organization.
- You can still upgrade your personal account to one of the other types later, so don't apply as a business just to get a Business-level account.
- Move on to page two. Fill in the required information and then carefully read over the four policies hyperlinked near the end of the page.
- The four documents are the User Agreement, the Privacy Policy, the Acceptable Use Policy, and the Electronic Communication Delivery Policy. They mostly boil down to common sense rules, but be sure you have reviewed them before you finish signing up just in case.
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Finalize your account. When you have read over the material, check
the box to indicate you've read it and click the yellow button at the
bottom of the page that reads “Agree and Sign Up.”
PayPal only allows one individual account per person. If you want to make another individual account, you will have to close this one first.Verify your account. Look for a link on the main page that will allow you to do this. Your account can be verified by linking it to another bank account, proving you are a real person. Some of PayPal's services are restricted until you have verified your account, so do it as soon as possible.
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